Secure self-employment

About the campaign

Self-employment is now a mainstream career option and works well for many people, but it can be complicated, particularly when you’re first starting.

Citizens Advice wants simpler and more responsive policies that give self-employed people the security to plan and balance their lives, while developing their business.

But we also want to reduce “bogus” self-employment, where people whose work has all the hallmarks of employment have been classified as self-employed to reduce their employers’ costs and responsibilities.

Why are we running this campaign now?

UK self-employment has risen to nearly 15% of the workforce, with more women in particular starting their own businesses. Yet self-employed life can be insecure: since the 2008 recession the average earnings of self-employed people have fallen much faster than those of employees.

Local Citizens Advice now see more and more self-employed clients - up 50% since 2011. Over 56% of our clients who ask for advice on self-employment issues earn below the national minimum wage for a 35 hour week. These clients most commonly also have debt, employment and benefit issues.

The higher numbers of people working for themselves as a mainstream career choice has drawn attention to the lack of flexibility in today’s systems. These were set up when most people were long-term employees with fixed salaries, and they often leave self-employed people with no support, or employees more at risk of “bogus” self-employment.

Policy makers are increasingly aware that this is not sustainable, and this autumn sees the launch of a range of reviews and consultations to develop solutions. Our campaign is timed to ensure that Citizens Advice data and research informs the outcomes.

What do we want to achieve?

The campaign has five key objectives:

  • Self-employed people should have the same simple systems as employees to encourage them to save for retirement.
  • Self-employed parents should be better supported to balance family life and work.
  • The self-employed should not be disadvantaged by planned reforms to income tax and national insurance.
  • Newly self-employed people should have specialist and flexible welfare support to allow their business time to develop to its full potential.
  • No employee should be forced into self-employment or wrongly classed as self-employed.

Support for campaign activities

Employment status quiz: the quiz raises awareness of the different employment rights of employees and the self-employed.